Predictive Finance: Using AI to See Your Bank Balance 3 Months from Now
Most people only realize there is a money problem when their balance drops. Bills hit, payments are delayed, and suddenly […]
AI vs. the Human Accountant: Why You Need a Hybrid Approach
Will AI replace accountants? It’s the wrong question. In 2025, the real issue isn’t AI vs the human accountant. It’s
Receipt Apathy: How to Capture Expenses the Moment You Spend
You buy coffee after a client meeting. You tell yourself you’ll log it later. The receipt goes into your pocket.
The 1-Hour Close: How AI Helps You Reconcile Monthly Books in Minutes
Every month, it starts the same way. You open your accounting software. You export reports. You open Excel. You double-check
Excel Is Not Enough: Why Spreadsheets Can’t Handle 2025 Complexity
In 2025, Excel is not enough to manage real-time finance, forecasting, and decision-making. Excel built modern business finance. Excel is
How Much Cash Runway Does a Nigerian SME Actually Need?
Most small businesses do not fail because of bad ideas. They fail because something unexpected happens fuel prices rise, a
Simple Ways Small Businesses Can Protect Against Currency Devaluation
One morning, your costs are manageable. A few weeks later, the exchange rate moves and suddenly everything is more expensive.
Fuel Subsidy Removal: Re-calculating Your Operating Costs for 2025
Fuel used to be a background cost. Now it is a line item that affects almost everything. Since fuel subsidy
Vendor Negotiations: How to Demand Better Payment Terms in a Tight Economy
In a tight economy, sales slow down, costs rise, and cash feels harder to hold onto. For many businesses, the
Expense Cutting 2.0: Identifying “Zombie Subscriptions” Eating Your Reserves
You cut staff costs. You reduced marketing spend. You negotiated rent. Yet cash still feels tight. For many businesses, the