The Hidden Drain: 5 Ways Nigerian SMEs Lose Cash Without Noticing
Most Nigerian SMEs do not fail because sales are low. They fail because cash quietly leaks out every day. These […]
Finance & Accounting
The Rise of the Zero-Employee Finance Department
Hiring a full finance team used to be a requirement for growth. Today, it is becoming a liability. Founders are
The Joint Revenue Board: How Your NIN, BVN, and Tax ID Are Now Linked
A founder recently shared a story that sounds familiar. His bank account was active. His BVN was valid. His NIN
The “Agency” Dilemma: Managing Project-Based Finances vs. Recurring Revenue
For agencies, money often arrives unpredictably. Some months, multiple projects land at once, and cash flows in like a river.
Hiring Your First Accountant: What to Look for (And What AI Can Do Instead)
Hiring your first accountant feels like a milestone. It’s exciting, but also nerve-wracking. Questions flood your mind: Do I need
Financial Anxiety: How Automated Books Cure “Sunday Night Panic”
Financial anxiety often shows up right on schedule. It creeps in on Sunday night, just as the week approaches. You
Business vs. Pleasure: The Danger of Commingling Funds
Commingling funds is one of the most common mistakes founders make, often without realizing it. It usually starts innocently. You
Founder Salary: How to Pay Yourself Legally (and Tax-Efficiently)
Founder salary is one of the most uncomfortable topics in early-stage businesses. Many founders delay paying themselves out of guilt,
Valuation 101: How Clean Books Increase Your Company’s Worth
Valuation is rarely driven by revenue alone. Many founders assume strong growth will automatically translate into a higher company price.
Scenario Planning: “What If Sales Drop 20%?” Modeling Best & Worst Cases
Scenario planning starts with uncomfortable questions. What if sales suddenly drop by 20%? What if customers delay payments? What if