Importing Goods? How to Calculate Landed Cost When Customs Rates Fluctuate
Importing goods can be exciting and profitable, but many businesses stumble when customs duties and fees fluctuate. A shipment that […]
The “Detty December” Survival Guide: Managing Liquidity During the Holidays
December is here. The parties, bonuses, gifts, and travel plans all add up. For many business owners, “Detty December” brings
Cash Flow vs Profit: Why You Can Be “Profitable” but Still Broke
The numbers looked good. Revenue was growing. The profit line was positive. The business owner felt confident, until rent was
Pricing Power: How to Raise Prices in Inflation Without Losing Customers
Inflation does not announce itself politely. One month your costs are stable. The next month, suppliers adjust prices “due to
Dollar @ ₦1,700: Structuring Your Contracts to Handle FX Volatility
One morning, the dollar crossed ₦1,700. By evening, WhatsApp groups were on fire. Suppliers were panicking. Clients were renegotiating. Some
Stamp Duty on Electronic Transfers in Nigeria: What Businesses Must Know
₦50 feels insignificant. You barely notice it leaving your account during a transfer. No alert. No explanation. Just gone. But
Payroll Tax (PAYE) for Remote Teams: Paying Staff in Different States
Remote work made hiring easier. Tax compliance did not. You hire a developer in Enugu, a marketer in Abuja, and
Audit Defense: The 3 Financial Reports FIRS Will Ask for First
It usually starts with one email. “Please provide your financial records for review.” No accusations. No explanations. Just FIRS. At
Withholding Tax (WHT) Simplified: How to Stop Losing 10% on Every Invoice
You send an invoice for ₦1,000,000. Your client pays ₦900,000. No warning. No apology. If this keeps happening, you are
Personal Accounts for Business: Why Banks Are Flagging Them in 2025
Many small business owners still run their companies through personal accounts for business. In 2025, Nigerian banks are cracking down